Personal Savings
Introduction to Personal Saving Deposit Products
At present, the Bank's personal saving products are mainly divided into conventional savings and characteristic savings. Conventional saving products have a complete range of types, including time deposits (lump-sum deposit and withdrawal, installment fixed deposit, term deposit with regular...
International settlement
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Consultingservices
With the economic globalization nowadays, the trade activities, especially the international trade, increasingly show the characteristics of wide coverage, multiple links, great difficulty, and rapid changes. Customers are possibly facing various difficulties while choosing counterparties, determining settlement methods, designing financing plans, and preventing potential risks etc..Fudian bank can provide a package of consulting services including customer credit, bank credit, national risk, L/
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Investigationofcreditinformation
Product descriptionsThe business of investigation of credit information refers to to create a credit investigation report based on the client’s entrusment, and the commercial credit reports provided by the cooperation with external credit investigation companies, or the information about the relevant enterprise sch as the basic background, credit status, payment capabilities, bad records, etc. provided by our domestic and overseas correspondent banks, and provide the report or information to the
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Inwardcollection
Product descriptionsThe Bank accepts the entrustment of the foreign correspondent bank to collect the import payment from the importer according to the collection instructions of the correspondent bank and then delivers the relevant commercial documents to the importer.Product classificationInward collection is divided into two methods: Document against Payment (D/P) and Document against Acceptance (D/A).Product features1. Low cost — the bank fees are relatively low, which helps the importer and
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ImportL/Cbusiness
Product descriptionsAn import L/C is a payment commitment issued by a bank to a foreign exporter in response to an application from a domestic importer. It promises that the bank will pay the exporter when the exporter meets the terms and conditions of the L/C.Business scope1. Open various types of L/C, such as sight L/C, deferred payment L/C, acceptance L/C, negotiation L/C, transferable L/C, confirmed L/C, revolving L/C, and reciprocal L/C, etc.;2. Business processing includes issuing, modific
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Cleancollection
Product descriptionsClean collection refers to the collection business of financial papers without any commercial documents, handled by Fudian Bank and entrusted by the customer.Product functionsThe product is used to meet the demands of international trade settlement, and it can be divided into two methods: Document against Payment (D/P) and Document against Acceptance (D/A).Product features1. Low cost. Bank fees for clean collection are relatively low.2. Safe and secure. It is relatively risky
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Documentarycollection
Product descriptionsThe Bank is entrusted by the exporter to collect payments from the importer though foreign collecting banks based on the export commercial documents and financial bills submitted by the exporter.Product functionsThe product is used to meet the needs of international trade settlement. Compared with the method of remittance, it has a certain guarantee of payment, and which can be divided into two methods: Document against Payment (D/P) and Document against Acceptance (D/A).Prod
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L/Creview/accountsreceived
Product descriptionsThe L/C review refers to the comprehensive services the Fudian Bank provides to exporters under the L/C, which consist of document review, document reimbursement, and receiving accounts.Product functionsThe product is used to meet the exporter’s settlement and collection requirements under the L/C.Product features1. Low risk. The bank credit of the issuing bank of the L/C replaces the commercial credit of the importer, providing the exporter with conditional bank payment comm
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Noticeofincomingletters
Product descriptionsThe notice of incoming letter means that Fudian Bank will notify the beneficiary of the received L/C / L/G / SBLC or amendments.Product featuresTo enable the beneficiary of the L/C / L/G / SBLC to receive the L/C, L/G, SBLC or amendments that have been verified to be authentic.Applicable customersBeneficiary of L/C / L/G / SBLCApplication conditions1. The applicant has been approved and registered in accordance with the law, and has an annually verified legal person business
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Outwardremittance
Product descriptionsIt’s the business in which the Bank accepts the remitter’s entrustment and entrusts an oversea correspondent bank to pay a certain amount of money to the designated beneficiary in the agreed method of remittance. Methods of remittance include wire transfer, mail transfer, and demand draft. Currently, wire transfer and demand draft are commonly used.Product features1. Low cost. Compared with the L/C and collection, remittance procedures are simple and cheap.2. The spend of wir
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Inwardremittance
Product descriptionsIt is the business that the Bank disburses funds to the designated beneficiary according to the instructions of the remitting bank.Product classificationIt is used to meet the demand for remittance and settlement of trade and non-trade funds. Means of remittance include wire transfer, mail transfer and demand draft. Currently wire transfer and demand draft are commonly used.Product features1. Low cost. Compared with the L/C and collection, remittance procedures are simple and