Personal Savings
Introduction to Personal Saving Deposit Products
At present, the Bank's personal saving products are mainly divided into conventional savings and characteristic savings. Conventional saving products have a complete range of types, including time deposits (lump-sum deposit and withdrawal, installment fixed deposit, term deposit with regular...
Settlement Service
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Remittance
Remittance is the most widely used settlement mode. Due to the needs of the transaction, the payer can use remittance to make a voluntary payment to the payee. The remitting bank accepts the remittance voucher issued by the remitter and handles the remittance in a timely manner through the electronic remittance system in the system. The paying bank shall handle the entry formalities for the payee according to different situations.
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Collectionpayment
After the occurrence of commodity transactions and labor supply arising from the commodity transaction, the payee entrusts the bank to collect the corresponding money from the payer in different places with the method of collection payment in different places. After receiving the relevant documents and vouchers of the collection payment, the payer distinguishes the two different situations of document inspection payment and goods inspection payment to undertake the payment. This settlement metho
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Entrustedcollection
For the settlement of commercial draft, bond, certificate of deposit and other payer debt certificates accepted by the unit, the entrusted collection settlement method can be used to handle the entrusted collection formalities with the payers bank through its bank. The payers bank receives the entrusted collection certificate and debt certificate sent and handles the payment after examination without error. Entrusted collection can be used in the same city or in different places. Within the same
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Entrustedcollection
For the settlement of commercial draft, bond, certificate of deposit and other payer debt certificates accepted by the unit, the entrusted collection settlement method can be used to handle the entrusted collection formalities with the payers bank through its bank. The payers bank receives the entrusted collection certificate and debt certificate sent and handles the payment after examination without error. Entrusted collection can be used in the same city or in different places. Within the same
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Commercialdraft
A commercial draft is a bill issued by the drawer who entrusts the payer to unconditionally pay a certain amount to the payee or bearer on a specified date. The commercial draft can be divided into bankers acceptance bills and commercial acceptance bills. The bankers acceptance bill is accepted by the bank, while the commercial acceptance bill is accepted by payer other than banks.
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Bankdraft
As a kind of draft, a bank draft is a bill issued by the bank according to the customers application, which will unconditionally pay to the payee or bearer upon presentation according to the settlement amount. Different from the commercial draft, the bank draft takes the bank credit as the basis, the issuing bank as the payer of the bank draft, the bank that examines, approves and pays the bill on behalf of the issuing bank in this system or the cross-system signing bank as the payer agent of th
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Cheque
A cheque is a bill issued by the drawer who entrusts the bank handling the cheque deposit business to unconditionally pay a certain amount to the payee or bearer upon presentation. The cheque printed with the word cash is a cash cheque, which can only be used to withdraw cash. The cheque printed with the word Transfer is a transfer cheque, which can only be used for transfer.