Introduction to Personal Saving Deposit Products

At present, the Bank's personal saving products are mainly divided into conventional savings and characteristic savings. Conventional saving products have a complete range of types, including time deposits (lump-sum deposit and withdrawal, installment fixed deposit, term deposit with regular interest withdrawal, and lump-sum deposit with regular deposit withdrawal), demand deposits, time-current optional deposits and foreign exchange savings. Characteristic saving products are featured saving products launched by the Bank that have taken into account the multiple needs of different customer groups and combined with the actual situation, including profit-increasing personal deposits, certificates of deposit, preferential savings for education, education savings and personal intelligent deposits. The Bank's saving services include personal call deposit, personal settlement deposit and personal deposit certificate.