Personal Savings
Introduction to Personal Saving Deposit Products
At present, the Bank's personal saving products are mainly divided into conventional savings and characteristic savings. Conventional saving products have a complete range of types, including time deposits (lump-sum deposit and withdrawal, installment fixed deposit, term deposit with regular...
Deposits
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UnitAgreementDeposit
Product IntroductionAccording to the relevant regulations of the Peoples Bank of China and China Banking and Insurance Regulation Commission, for some special Chinese-funded funds such as insurance funds, social security funds and pension funds, the Bank can sign agreement deposit contracts with specific customers, and both parties can negotiate to determine the deposit term, interest rate, interest settlement method and other factors. All kinds of agreement deposits have a minimum starting peri
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UnitAgreementDeposit
Product IntroductionUnit agreement deposit refers to the agreed deposit contract signed by the unit customer and the bank, which stipulates the basic deposit amount to be retained in the settlement account. The basic deposit amount bears interest at the current deposit interest rate, and the deposit exceeding the basic deposit amount bears interest at the agreement deposit interest rate. The minimum agreed basic deposit amount for RMB unit agreement deposit is RMB 100,000.
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UnitCallDeposit
Product IntroductionUnit call deposit is a deposit in which the unit customer does not stipulate the deposit period when depositing the money, the financial institution must be notified in advance when the money is withdrawn, and deposit can be withdrawn only after the date and amount of deposit withdrawn are appointed. No matter how long the actual deposit period is, the call deposit is divided into one-day call deposit and seven-day call deposit according to the length of the depositors advanc
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UnitTimeDeposit
Product IntroductionUnit current deposit is a deposit in which a unit customer opens an account and deposit funds in the bank and the Bank issues deposit certificates to handle deposits with an agreed time limit, lump-sum deposit and one-time withdrawal of principal and interest upon maturity. The term of RMB unit time deposit includes three months, six months, one year, two years, three years and five years. The initial deposit amount is RMB 10,000 yuan, and there is no upper limit to the depos
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Unitcurrentdeposit
Product IntroductionUnit current deposit is a deposit in which a unit customer opens an account and deposit funds in the bank, and the bank issues a deposit certificate to handle deposits that do not have an agreed time limit, can be transferred and withdrawn at any time, and can pay interest on schedule.
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CertificateofDepositofUnit
Product IntroductionCertificates of deposit of unit are book-entry large deposit certificates denominated in RMB issued by the bank to unit customers (including enterprises, institutions, government agencies, military forces, insurance companies, social security funds and other non-financial institutions recognized by the Peoples Bank of China). They are deposit financial products of the bank and belong to general deposits. The starting amount for the subscription of certificates of deposit of u